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Basics
API Reference
Basics
API Reference
  1. Merchant Dashboard
  • Introduction
  • Merchant Dashboard
    • Get Started
    • What is Branches
    • What is Wallet
    • What is Vault and how Settlement works
    • What is Payins
  • Pay with Woldy
    • How to Pay with Woldy
    • How to Subscribe with Woldy
  1. Merchant Dashboard

What is Branches

Branch is an operating unit created inside a Company — the merchant account you set up in Get Started.
Each Branch is a separate payment context with its own Wallet, Vault, and settlement logic. When a business wants to split operations by store, region, brand, product, or team, it does so through Branches — without creating a separate Company for each one.

What belongs to a Branch#

Wallet — used within the Branch's payment flow.
Vault — holds and processes funds for that Branch.
Settlement logic — its own configuration and rules, independent of other Branches. Different Branches can settle differently depending on business needs.
Payins — every payment is created and stored at the Branch level. A payment is never created without Branch context.

Why the Branch is the operational layer#

Because every payment belongs to exactly one Branch, the Branch — not the Company — is what you build against for:
payins creation
payins tracking
settlement execution
branch-level reporting

Why Branches exist#

Typical examples of what a Branch maps to:
a store
a region
a product
a brand
an internal team
Each stays under the same Company, with its own settlement path.

At a glance#

Company — your merchant account
Branch 1
Branch 2
Wallet
Vault — settlement logic lives here
Payments
Modified at 2026-08-23 10:33:11
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